The Most Popular Types of Business Loans
The world of small business lending is no longer just traditional term loans. From SBA loans to invoice financing, your business has options with APRs starting at 6.29%.
Personal Loans
Lakshya & Sidhi group brings personal loan offers from 30+ banks and NBFCs to cater to diverse consumer segments. This allows consumers to compare the key loan features offered by top lenders and then apply for the best option available on their credit profiles. We have also tied up with some of the top banks and NBFCs to offer pre-approved/pre-qualified personal loans with end-to-end digital processing and instant disbursal.
Loan Amount
₹1 lakh – 40 Lakh
Term
12 – 60 months
Interest Rates
Starting at 10%
Business Loans
Banks and NBFCs offer secured and unsecured business loans to finance the business or business-related activities of self-employed individuals, MSME borrowers, self-employed professionals, etc. Lakshya & Sidhi group helps prospective business loan borrowers compare the features and business loan interest rates offered by top lenders. The applicants can apply online for the best options available based on their credit profiles.
Loan Amount
Depends on the credit profile of the applicant
Term
1 – 25 years
Interest Rates
9 – 25%
Home Loans
Banks and Housing Finance Companies (HFCs) offer home loans of up to 75% to 90% of the property’s value depending on the credit profiles of their loan applicant, subject to the caps on the LTV ratios set by the lenders and the RBI. Home loan tenures can go up to 30 years with Bajaj Housing Finance offering maximum tenure of up to 40 years. At Lakshya & Siddhi Group, we help you compare housing loan interest rates and other features offered by top banks and HFCs and apply online for the best option available on your credit profile.
Loan Amount
Up to 90% of property value
Term
upto 40 years
Interest Rates
7.5 – 10.5%
Car Loans
A car loan is a great way to drive your dream car without making the complete payment upfront. The loan against your current car can be offered on your current car value